Reader’s Question:
In Florida, I hit a guy on bicycle who came out of nowhere; do I get liability auto insurance coverage for this?
Monique
Miami, FL
Florida observes the no fault law. This means that in a road accident, regardless of who was responsible, the individual’s auto insurance carrier will shoulder the medical and hospital bills following the [...]
Reader’s Question:
My car sustained considerable damage after hitting a roadside rail because of snowy roads. Will my liability auto insurance here in New York pay for the damages?
Will
New York, NY
New York is a no fault state. Essentially this means that the state’s financial responsibility laws require its resident motorists to have Personal Injury Protection (PIP) [...]
Reader’s Question:
Does the State of North Carolina have any law regarding auto insurance requirements?
Caitlin
Charlotte, NC
Any auto insurance company registered to do business in a state is obliged to follow that state’s financial responsibility laws. These laws are the basis for the minimum requirements auto insurance companies will offer to sell to prospective policyholders.
Following North Carolina’s [...]
Reader’s Question:
What is the automotive liability insurance requirement here in Colorado?
Alex
Denver, CO
The Colorado Division of Insurance (DOI) states that all vehicle owners in Colorado must have auto insurance. The requirement mandates that drivers to be ready to show financial protection in case they cause damage to another person or property in the future. [...]