Reader’s Question:
I have an 11 yr old child and I’m wondering if I have to include him in my policy as a liability. Can you tell me the requirements for liability insurance in Texas?
Allain
Houston Texas
Requirement for full coverage insurance will vary depending on what state you are from. Let’s say you’re in Texas, the state [...]
Reader’s Question:
Could you explain to me why liability insurance must never be missed when looking for car insurance? (And I’m hoping it’s cheap liability insurance, too.)
Walter
Tulsa, OK
Liability insurance is a type of coverage that protects your ass from third party liability. It is consisted of and covers mainly Bodily Injury (BI) and Property Damage (PD) [...]
Reader’s Question:
Hi there! It’s my first time to get vehicle insurance. I just want to know something. How can a vehicle liability insurance protect me?
Louise
Gilbert, AZ
Vehicle insurance is limited by type and coverage. What this means is that you must not expect all your car problems to dissolve and be paid for just because you [...]
Reader’s Question:
How can I obtain cheap liability insurance?
Vic
Philadelphia, PA
Cheap liability insurance shouldn’t be too hard to find as it is the state’s minimum required coverage for car insurance. The limits for liability insurance per accident in this state are $15,000 for the injuries or death of a single person, $30,000 for the injuries or death [...]
Reader’s Question:
I am quite unfamiliar with insurance matters. What are the requirements of liability auto insurance in Baltimore, Maryland?
Troy
Baltimore, MD
The streets of Baltimore are ranked second most congested in the country next to Washington D.C. This essentially means that the odds for accidents are very high. And as such, the federal government requires much higher [...]
Reader’s Question:
In Florida, I hit a guy on bicycle who came out of nowhere; do I get liability auto insurance coverage for this?
Monique
Miami, FL
Florida observes the no fault law. This means that in a road accident, regardless of who was responsible, the individual’s auto insurance carrier will shoulder the medical and hospital bills following the [...]
Reader’s Question:
My car sustained considerable damage after hitting a roadside rail because of snowy roads. Will my liability auto insurance here in New York pay for the damages?
Will
New York, NY
New York is a no fault state. Essentially this means that the state’s financial responsibility laws require its resident motorists to have Personal Injury Protection (PIP) [...]
Reader’s Question:
Does the State of North Carolina have any law regarding auto insurance requirements?
Caitlin
Charlotte, NC
Any auto insurance company registered to do business in a state is obliged to follow that state’s financial responsibility laws. These laws are the basis for the minimum requirements auto insurance companies will offer to sell to prospective policyholders.
Following North Carolina’s [...]
Reader’s Question:
What is the automotive liability insurance requirement here in Colorado?
Alex
Denver, CO
The Colorado Division of Insurance (DOI) states that all vehicle owners in Colorado must have auto insurance. The requirement mandates that drivers to be ready to show financial protection in case they cause damage to another person or property in the future. [...]